Business Umbrella Insurance

A Business Umbrella Insurance policy protects you in a claim when your general business liability limits are exhausted, and you are faced with a lawsuit and potentially millions of dollars in liability exposure.

A million dollars can add up easily, particularly if the injured person suffers injuries that keep him or her from working for weeks, months, or years. The victim of an accident could sue you for medical bills, lost income, even pain and suffering, not to mention damage to their vehicle, and cost for an attorney.  Depending on the extent of the damage and injury, after your business general liability limits are exhausted, you are responsible for paying the rest, if you are at fault in an accident, and that could mean financial disaster.

Metro Insurance Center can provide the Business Umbrella Insurance to Protect You and Your Business.

We can provide $1 million or more of Business Umbrella Insurance protection on top of your business general liability and business auto liability coverages–and it is not that expensive.  You can usually buy a business umbrella insurance policy with $1 million limits for $150 to $300 a year. If you need more than $1 million limits, you can buy each extra $1 million of coverage for $100 to $150.

Metro Insurance Center  is a full service Independent Insurance Agency that represents many top-rated companies.  We assess risks and shop companies to find the best coverage for the price.  Our clients get the best value for the insurance they need.

Call or visit us at our office today for a free, no obligation risk assessment and Business Umbrella Insurance quote.  Let us do the research and find the best value for the insurance you need.